Agriculture Banking

With many of our locations in rural communities, we are here to support you whether your operation is just beginning, expanding, or somewhere in between. Please contact one of our Agricultural Lenders to discuss the products, services and flexibility we can offer for your farming operation, regardless of size. 

Operating Loans
An Operating Loan with Morton Community Bank enables you to have the flexibility and support to grow your operation. With a variety of terms and products for farms of every size, operating loans give you access to cash when you need it. Funds can be borrowed in multiple advances or as a revolving line of credit, providing flexibility for cash flow. Any one of our products and services matched with an operating loan gives you the added power needed to manage a successful operation.

Real Estate Loans

Farmland:
When it is time to expand your farming footprint, Morton Community Bank can make it happen. Our Lenders have experience financing all types of farm real estate, offering flexible payment plans to suit your business model.

Recreational:
Do you dream of that special place to relax and escape the hustle of life? Whether it is fishing, hunting, camping or a weekend away with friends or family, Morton Community Bank offers recreational land loans to help secure that retreat you envision. Our Lenders work to make the process simple so you can begin enjoying your new recreational land.

Equipment Loans
When it comes to machinery and equipment for your business, finding the right financing package is just as important as finding the right price. At Morton Community Bank, we will help you determine the appropriate solution for you and your business to help you update your technology, grow your fleet, or replace older equipment.

Livestock Loans
Your needs are constantly changing. From breeding to inventory, Morton Community Bank offers loans with variable terms to fit any size operation. We offer flexible financing options to meet your needs, whether you are establishing a new operation, considering expansion, or simply maintaining your day-to-day operation.

FSA + Other Government Loans
An arm of the U.S. Department of Agriculture (USDA), the Farm Service Agency (FSA) provides various programs and services to First Generation Farmers and others who are unable to secure traditional financing. Morton Community Bank is proud to offer these unique loan products and works in cooperation with the local FSA offices to provide you with the right solutions. Many of these programs offer significant benefits to the First Generation Farmers or others with unique circumstances.

Leasing Options
The decision to buy or lease should be determined by the answer to two questions: 1) Which one gives your business more flexibility? 2) How will it impact your bottom line? Leasing with Morton Community Bank may have tax benefits (consult your tax advisor) and allow you to be more flexible in the management of your equipment or farm buildings. If you are in the market to upgrade equipment, irrigation systems, grain handling systems, or even a new post-frame storage building, contact our experienced Lenders to see how a lease can benefit you.

Call (309) 266-5337 to connect with a Lender near you.